RENT VS BUY CALCULATOR
Is it better to rent or buy? Find out instantly.
Stop guessing and start planning. Compare the true long-term costs of renting versus buying a home, factoring in inflation, home appreciation, taxes, and maintenance to pinpoint your exact break-even point.
Interactive
Smart Projections
Data-Driven
Market Insights
10-Year Cost Projection
Net unrecoverable costs
Live Data
Buying
$285,000
Renting
$340,000
Buying saves you $55,000 over 10 years compared to renting.
Rent vs. Buy FAQ
The break-even point is the number of years you need to stay in a home for the total costs of buying to equal the total costs of renting. If you move before this point, renting is usually cheaper.
Yes. It accounts for home maintenance costs, property taxes, HOA fees, home insurance, and closing expenses to give you an accurate financial comparison.
Renting gives you flexibility, frees you from repair expenses, and allows you to invest your down payment money directly into higher-yield investment markets instead.
Opportunity cost measures the returns you miss out on by putting a cash down payment into real estate equity instead of investing it in alternative assets like index funds.